Property Information

Home Information

These easy-to-use guides are your essential home moving tools to ensure your property transaction - be it buying, selling, renting or letting - remains a stress-free experience. Broken down into bite-size sections, with useful tips, jargon busters and easy to navigate sections, you can see more of the information that is relevant to you. Ukpropertydirect.co.uk - helping you feel right at home.

Buying Information

Buying info

You need to consider the following:-

  1. How much can you afford?
  2. What type of property can you buy in your chosen area with your budget?
  3. What is important to you in your new property?
    • Number of Bedrooms?
    • Garage?
    • Off Road Parking?
    • Garden?
    • School?
    • Local Transport?
    • Shops?
  4. Find out how much you need to put down.
  5. How much can you borrow?
  6. Can you afford the repayments?
  7. Decide what type of mortgage is most suitable for you.
  8. Compare the rate from different lenders for the same product.
  9. You need to shop around for the best deals.
  10. Watch out for any hidden charges/charges and clause.

Find out if seller needs quick sale.

If the property has been on the market for a long time.

If so, then you may be able to put a lower offer and there is a good chance of acceptance.

If you are not in chain or you are a first time buyer, then you will have a chance to get your dream property at a better price.

Your offer should be subject to contract and survey.

You need to take a step back and think logically.

How much does it cost to alter the property the way you want?

Is the property really worth the price?

You could look at the prices of other properties sold in the area or properties, which are in the market to compare this property.

Getting the right solicitor is important.

You need to get at least three quotes and compare solicitor's charges.

You need to make it clear to your chosen solicitor when you expect the exchange and completion of the contract.

You need to read the property information questionnaire carefully.

Find out the answer to any question about the boundary and other aspect of property before the exchange of contract.

To save some money you could do the packing yourself.

You need to choose a good removal firm.

If possible, try to arrange your removal in a few days instead of one day.

Avoid moving on Mondays or Fridays due to the heavy traffic on the road.

Find out the best deals from utility companies for you new house.

Take the reading for Gas and Electricity meters.

Property Selling Information

Selling Info

Decide what items you wish to include in the sale of your property.

You need to obtain an Energy Performance Certificate (EPC) for your property.

You should shop around for the best EPC provider in your area.

Have all the certificates such as FENSA, Building Regulation, Electricity & gas available.

You need to let your agent to know how much your council tax is.

Ask at least three different estate agents to value your property.

Use ukpropertydirect.co.uk site to find out the price of sold properties in your area.

Use ukpropertydirect.co.uk site to find out the prices of current properties for sale in your area.

Private sell usually does not attract as many buyers. Ukpropertydirect.co.uk does not accept any advertising from private sellers.

ukpropertydirect.co.uk has created this important platform between the sellers and buyer.

Using an estate agent is always the best way for selling your property.

Estate agents have vast experience and knowledge and help you to find a serious buyer quicker.

Estate agents can also help you to arrange the Energy Performance Certificate (EPC) for your property.

You can use ukpropertydirect.co.uk National Directory for estate agents and letting agents to find out the agents in your area.

To save some money you could do the packing yourself.

You need to choose a good removal firm.

If possible, try to arrange your removal in a few days instead of one day.

Avoid moving on Mondays or Fridays due to the heavy traffic on the road.

Find out the best deals from utility companies for you new house.

Take the reading for Gas and Electricity meters.

Property Renting Information

Renting Info

Flexibility.

Less outgoings.

You do not need to do any property maintenance.

You could move relatively quickly.

It is cheaper than owning the house.

The bills are usually more regular and predictable.

It is better if you need to relocate with the job or university.

Find a place, which is most suitable to your needs.

Do you need parking space?

Do you need garden?

Do you want furnished/unfurnished/part furnished flat?

Are you prepared to share with others?

When sharing your deposit could be at risk if any other person damage the furniture. Therefore, it is important that you trust your flat sharer.

Do you need to be within walking distance of shopping centre, cafes, bars and restaurants?

It is safer to use a letting agent because private property owner are not regulated and they are not part of any professional bodies.

Your deposit will be safer when using an agent.

Use ukpropertydirect.co.uk to find out the latest properties to suit your needs.

Contact the letting agent and let them know what you are looking for.

Ask the letting agents about their charges.

Ask the letting agents if they are member of professional body such as Association of Residential Letting Agents (ARLA).

Consider the following:-

  • How much is the Council Tax?
  • The cost of utility bills.
  • Are there any charges for cleaning communal areas?
  • How long is the tenancy?
  • What bills are included if any?
  • How much is the deposit?
  • Do you need a guarantor?
  • Do you pass the credit checks?

You need to pay the rent on time

You need to look after the property.

You need to respect the right of other tenants and neighbours.

The agents are responsible to collect the rent.

The agent is responsible for the contract signing and taking the deposit.

The landlord/agent is responsible for the property maintenance.

To save some money you could do the packing yourself.

You need to choose a good removal firm.

If possible, try to arrange your removal in a few days instead of one day.

Avoid moving on Mondays or Fridays due to the heavy traffic on the road.

Find out the best deals from utility companies for you new house.

Take the reading for Gas and Electricity meters.

Put the furniture back in their original place prior moving out.

Clean the property thoroughly.

If you have damaged anything, you must repair them.

Be present when agent does the inventory check.

Property Letting Information

Letting Info

It offers flexibility to people who want to relocate for job and university.

Property shortage.

Cheaper than buying, it allows people to save for future buy.

High house prices, difficulty for many people to get on the property ladder.

Property owner/managing agent must have a gas certificate before the tenancy commence.

All electric appliances must be using instructions and check by a qualified electrician before the tenancy begins.

Property owner/managing agent must comply with all health and safety regulations.

Property owner/managing agent must maintain the property in a good order.

Property owner/managing agent must make reasonable adjustment to accommodate a disable person.

Buy to let mortgage is similar to ordinary mortgage with higher interest rate.

Lenders normally borrow 80% of the property value.

Lender will look at your own credit history.

Lender will take into account the property value.

Lender will consider the likely rent income from the property.

You must ensure you will be able to pay the mortgage if the interest rate goes up and the property is vacant for a few months.

If you need to let your own home, you will need to first inform the lender and convert your mortgage to buy to let.

  • Study the rental market for the area carefully.
  • You need to detach your emotions and think rationally.
  • If you already have, your buy to let mortgage arranged that would put you in a good negotiation position.
  • Look at your budget and make the offer.
  • If the seller has been trying for a long time to sell or there are not many buyers, they will be more willing to accept your offer.
  • Your offer should be subject to contract and satisfactory survey report.
  • Your agent will carry out a thorough credit check on the tenant.
  • Agent will check the tenant's income.
  • Agent will do thorough check of the tenant employment.
  • Agent will check the ID for each tenant and previous history as a tenant.
  • Your agent needs to obtain proper references for the tenant.
  • Agent Make an inventory list.
  • Agent Make sure the tenancy agreement is signed, the first month rent and the deposit is paid before the tenant moves in.
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